No hidden fees
Get custom paymen plan with ease
Don’t need the money again? No problem!
Requirements are simple - all you need to apply is your phone number with email or social media accountaccount, bank verification number (BVN) and bank account number. We will also request identification and references in order to build your credit score.
Applying for a loan is easy! After you have downloaded the lekki cooperative app, all you need to do is register, log in, fill in your personal details, phone number, bank details etc. You can then proceed to the “My Loan” page in the app, view available loan offers and click “Borrow Now!” to submit your request.
There are several ways to repay your loan. In the Lekki Cooperative app with a debit card. For GT Bank accounts only, in the Lekki Cooperative app via USSD. In the Lekki Cooperative app with a bank account. With cash into our bank account
Paying each installment by its due date is important to build your credit score and increase your loan limit. Late repayments will affect your ability to get subsequent or larger loans. If you are very late on your payments, we may report to the National Credit Reference Bureau (CRB). Being listed with the CRB will block you from getting access to loans from other lenders and may also affect your ability to get a job with certain employers. Conversely, if you repay your loans as on or before the scheduled dates, you will gain access to larger loan amounts over time.
H To edit your personal details, click on this link My Account then tap an item to “Edit”./p>
We use world-class data security and encryption techniques to protect the data you share with us. We never shares your information with third parties. We do not sell your data or credit profile.