Make the best choice

Now Borrowing is as
Simple as Spending it!.

Get up to N150,000 right from your mobile phone
experience a re-engineered borrowing process.

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Why Choose Lekki Cooperative

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Fair Interest Rates

No hidden fees

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Flexible Repayment Plan

Get custom paymen plan with ease

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Early Liquidation without penalty

Don’t need the money again? No problem!

Social Media Login

Soon, you will be able to log into your account easily using socia media accounts like facebook, twitter, Pinterest and google

  • 300
  • 1,300

What are you waiting for?

download our app from the playstore and start borrowing immediately.

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Questions and answer

What is required to receive a Lekki Cooperative loan?

Requirements are simple - all you need to apply is your phone number with email or social media accountaccount, bank verification number (BVN) and bank account number. We will also request identification and references in order to build your credit score.

How do I apply for a loan?

Applying for a loan is easy! After you have downloaded the lekki cooperative app, all you need to do is register, log in, fill in your personal details, phone number, bank details etc. You can then proceed to the “My Loan” page in the app, view available loan offers and click “Borrow Now!” to submit your request.

How would I repay my loan?

There are several ways to repay your loan. In the Lekki Cooperative app with a debit card. For GT Bank accounts only, in the Lekki Cooperative app via USSD. In the Lekki Cooperative app with a bank account. With cash into our bank account

What will happen if I miss my repayment?

Paying each installment by its due date is important to build your credit score and increase your loan limit. Late repayments will affect your ability to get subsequent or larger loans. If you are very late on your payments, we may report to the National Credit Reference Bureau (CRB). Being listed with the CRB will block you from getting access to loans from other lenders and may also affect your ability to get a job with certain employers. Conversely, if you repay your loans as on or before the scheduled dates, you will gain access to larger loan amounts over time.

ow do I change my personal details?

H To edit your personal details, click on this link My Account then tap an item to “Edit”./p>

Can I trust Lekki Cooperative with my BVN and account details?

We use world-class data security and encryption techniques to protect the data you share with us. We never shares your information with third parties. We do not sell your data or credit profile.

Its Free!

solve money problem quickly, download, apply and get

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